If you don’t have at least one, get one. In the unfortunate event your rv gets in an accident with a disposable that has been refilled, and an insurance adjuster determines you had one illegally refilled onboard, not only is your insurance voided, but you are liable for fines up to $500K and 5 year imprisonment (it’s stated right on the label.
You might argue, ‘how can they determine that?’
I would respond, why take the chance?
If an insurance company get avoid paying for your rig, they they’ll try?